How your IRA or 401(k) can become a tax-free gift for your loved ones By Troy Bender The IRS is coming, eventually, for the money in your 401(K) or Traditional IRA. As a result, people who think they have $500,000 or $1 million stashed away for retirement will learn they have less than they realized … Continue reading How your IRA or 401(k) can become a tax-free gift for your loved ones